Group life assurance

Financial support for loved ones of employees who die in service

Our group life assurance covers employees financially – giving their loved ones a cash lump sum if they die while still employed.

Not all employees will have a plan in place for early death. Many employees might not have considered how their families would cope financially without them.

We help employers provide financial reassurance for their employees’ families with a scheme that works as an employee benefit with our group life assurance.

Benefits for employers:

Our premiums are the same for all age groups, and employees don’t need to provide their medical history when they join. Employers can choose from four levels of benefit: £25,000, £50,000, £75,000* or £100,000* and cover starts from just £1 per week (per employee).**

The financial reassurance that our group life assurance offers could help to attract new employees and keep existing valued employees.

All employees up to the age of 70 years, are eligible under the policy. They just need to be a resident of the UK.

Payment is collected either by monthly direct debit, BACS transfer or cheque.

For full terms, conditions and exclusions of the policy, please see the policy details. No advice has been given by BHSF in relation to the sale of this product. All benefits payable are subject to BHSF policy terms – you can request a copy of these by getting in touch via the email and telephone number in the ‘Want to know more’ box.

*A maximum of 100 employees can be covered under £75,000 or £100,000 levels of cover. Companies with 101 employees or more will be subject to prior approval and agreed on a case-by-case basis.
**Based on £25,000 benefit level pay-out.

Want to know more?

Make a positive impact on the health and wellbeing of your employees. We’d love to talk to you about our group life insurance. You can get in touch with us on email: or over the phone on: 0800 622 552.